Voiceless and Immobile

I bought a new (to me) car in September; an '04 Honda Pilot. Man listen, no words could express how happy I was that I was able to make that pop off. Now, my wife and I used the car all for 3 months before some bastard ran a red light and smashed it up. That's part 1 of the bad news. The second part is that in my forever increasing talent of procrastination I failed to get the photo inspection on my car, which is required by Geico for full coverage on used cars. So I am not covered for collision. Not needed you'd think since it was the other drivers fault. Sadly without a witness on the police report it becomes "no fault." His insurance, countrywide, will typically pay half, as will mine. Had I been fully insured they would have anyway. The car was hit on Dec 9th. The car was fixed by Jan. 11th. I have yet to take the car out. I can't afford it. I just recently got the offer from Countrywide. Well, I am finally going to take out the car today. I have yet to send in the release from Countrywide because they put the driver's name, who isn't insured by them the car owner is, on it. His name on the release excludes him from any culpability and will hinder my intention of suing him for the remainder of the damages; approximately $3,150. I am taking the car out with my own money and hope I will be reimbursed by Countrywide for the half they promised and the other half from a successful suit against the driver. Wish me luck.

I lost my voice. It came out of nowhere. I think it was those 2 "warm" days this week past when it was about 50-something degrees. I was the idiot you saw in a short and tshirt. haha. No I only wore a zip-up sweater and tshirt, opened and exposed to the beautiful weather. Well now those two beautiful days have turned into some sort of evil monster that ripped away my voice box. I can't talk. Little by little as the day progressed I had to try harder and harder to get my words out. Carmen, my wife, told me to just shut up, but I can't. I love to talk. So, by the time I got home all I could muster was whispers. It hurt so badly. I woke up not sure if I am still speech impaired but to scared to try. So now I am a mute. Poor me.

Well, I am off to get my car. I am going to ask for an itemized repair receipt. I think that it is all a scam. The amount I was approved for by Countrywide is the same exact amount it came out to; down to the penny. HHmmm. Coincidence, I think not. Selfish bastards won't even give me a better deal because I am paying out of pocket.